As an independent Virginia Health Insurance agency,we work hard to find our customers the most affordable health insurance in Virginia.
Whether you are an individual, family, or small business, we shop for the best rates and offer free quotes for all of your long term and temporary insurance needs.
We specialize in matching residents of Virginia with the short term medical coverage that fits their needs. There are some instances where you may need short term health insurance in Virginia for a brief period of time. For instance:
You are in between jobs
A student or recent graduate
A non-U.S. citizen
Under temporary employment
In these cases, Virginia short term health insurance (also called temporary health insurance) or Virginia student health insurance could be the answer. Short-term health plans make sense if the following is true:
There are no pre-existing medical conditions
There is a definitive period of time in which coverage is needed until another health insurance plan takes effect
What are the advantages of Virginia short term health insurance and Virginia student health insurance?
Simple Underwriting Usually takes no more than a couple medical questions.
Credible Coverage Helps to fill in gaps for periods you are between jobs.
Are there disadvantages to Virginia short term medical insurance and Virginia student medical insurance?
Pre-Existing Conditions Short term health insurance plans in Virginia generally do not cover pre-existing conditions.
Limited Duration - Can be purchased for just a few days to several months; however, the plan generally cannot be extended beyond a pre-determined maximum coverage date.
Can a Virginia Short term health insurance plan be continued once the term ends?
Technically it cannot. Although most insurance companies (such as Anthem of Virginia) will let you purchase multiple short-term plans, it is important to note that each term begins a new contract; therefore it is technically re-written and not renewed. This means that a medical problem that occurred under one short-term plan would become a pre-existing condition under the new plan. That is why Virginia short term health insurance plans should be used in temporary health insurance coverage situations. Back To Top
USA Online Health Insurance is an independent health insurance agency in Virginia. We are authorized to sell for Anthem Blue Cross Blue Shield of Virginia, Carefirst Blue Cross Blue Shield, United Health Care of Virginia, and other outstanding Virginia health insurance companies. With over 40 years of combined experience in the industry, we specialize in finding individual, family, student, and small business insurance in Virginia. Let us at USA Online Health Insurance help you find affordable, low cost health insurance plans in Virginia with the coverage you need.
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